Read & Learn

Build Your Business Right

Building a business is much like putting together a puzzle; it has many parts, and not all of them are smooth. But if you if invest some time, thought and planning, you'll be able to build a successful business and become a picture of success. These articles are meant to provide you with ideas, inspiration, and the knowledge you need to build your business intelligently from the ground up.

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Why You Need a Federal Tax ID Number

It's been said that, in life, there are only two things that cannot be avoided: the first, of course, is death, and the other is taxes. The US federal government requires that all employees have a Social Security number which is a necessity if you hope to collect Social Security retirement benefits ...
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Cybersecurity: A Small Business Guide

Experts in cybersecurity always say that it’s a matter of “when,” not a questions of “if.” Unfortunately, in today’s day and age, protecting your online assets – whether it’s your website, your cloud account, or your email – is a top priority for your businesses. While it’s true that no system ...
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How to Apply for a Small Business Loan in 5 Easy Steps

How to Apply for a Small Business Loan in 5 Easy Steps

When you first started your business, you probably had no idea how to apply for a small business loan. Maybe you didn’t need one then. Perhaps, through a combination of mostly luck and sheer determination, you managed to launch your dream, either with or without financial assistance. Now that you ...
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Choosing a Business Name

Ideas for Choosing a Great Small Business Name

Your business name is the most immediate and enduring advertisement for your business. It will become, in time, the marker of your business’s success, as satisfied customers recognize it and speak about it to others. In this way, it is gold standard currency, priceless if it is passed around and ...
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Successful Entrepreneurs

7 Traits of Successful Entrepreneurs (And 3 of the Most Successful Ones)

We read about the successes of superstar entrepreneurs in the news every day. In industries ranging from microbiology to space travel, successful entrepreneurs continue to capture our imagination and fuel our dreams and desires for becoming wildly successful – and maybe even rich – one day. ...
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Six Ways to Consolidate Credit Card Debt

There are several good reasons why you would want to consolidate your credit card debt. You may have recently seen your credit report and feel like your credit spending is out of control. Perhaps you attended a seminar on fiscal responsibility and you’re making the effort to get organized. Or maybe ...
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How Do the Big Three Credit Rating Agencies Work?

Since your credit rating will be one of the main criteria that determines whether your application for a small business startup or expansion loan is approved, it is vital you know exactly what it is before applying for a loan. Your credit rating is determined by your track record in paying debts ...
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How to Cancel a Credit Card: Do’s and Don’ts

The credit card industry is constantly coming up with new and innovative credit card products that can help your business save money, offset travel costs, and provide other incentives. Make no mistake – aggressive credit card marketing and attractive promotions make signing up for new cards very ...
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How to Build Business Credit in 5 Easy Steps

Everyone knows the old catch-22, “You can’t get a job without experience, but you can’t get experience without a job.” Well, the same is true, and possibly even worse, for building business credit. But don’t let that stop you from pursuing your dreams. There are some easy and low-risk ways to start ...
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Small Business Loans for Women in 2020: Your Options Explained

Female owners of small businesses have a wide variety of choices when it comes to securing small business loans. Though it may sound feministic, it’s true – women are typically perceived as less of a risk because of their general successes in their professional roles. According to Forbes magazine ...
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What’s a FICO Score?

Having a good credit score can mean the difference between success and failure when it comes to your business. The good news is that it’s pretty simple to get a good credit score. The bad news is that if it goes down, you’re going to have to work (maybe even work hard) to repair it. If you’re ...
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Vendors That Will Help You Build Business Credit

Business credit scores have a major impact on companies. Aside from having an effect in gaining new business and partnerships, they play a big role when you’re applying for business financing, as lenders look at a company’s business credit file when making their decisions. A report that shows a ...
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